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Coverage
1. Read your health care plan
a. Does your health care plan covers both testing & treatment?
b. Are there limitations and exclusions of care with your plan?
c. Did you know?
a. Some plans only pay after an accident or illness
b. Some plans only pay for rehabiltation
c. Some plans require approval
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2. Your plan may require the following before a visit.
a. A prescription or referral note from doctor.
b. Approval for initial evaluation from your insurance.
c. Authorization before therapy is started.
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3. Steps if your claim is denied
a. Ask your doctor for a letter stating why services should not be denied.
b. Appeal the denial to the insurance company